Protection

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Everyone should consider the value of protecting what is important, should the worst happen. We can ensure that in the event of critical illness, serious injury or death, our clients have the right measures in place to protect their family, their home and their lifestyle. By putting these measures in place, our clients can not only secure their family’s financial future but can provide the added peace of mind that this brings. It could be Life Assurance in the event of death. It could be some form of Income Protection to compensate for loss of earnings in the event of incapacity caused by critical illness or serious injury.

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Protection is also important for businesses in the event of the death or illness of a director, partner or key person, so as to minimise the impact on business profitability or to protect shareholders’ interests.

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Many types of protection are also available in relation to Trusts, Will Planning and Contracts to ensure that, should one of the parties die, the interests of the beneficiaries are safeguarded in the most tax-effective manner possible.

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Types of protection which we advise on include:

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• Life Assurance

• Critical Illness

• Family Income Benefit

• Medical Insurance

• Income Protection

• Whole of Life

• Group Life

• Key-man Insurance

• Shareholder Protection

• Partnership Protection

• Mortgage Protection